Specialist Mortgages

Specialist Mortgages

If you’re in the market for a more ‘non-vanilla’ mortgage, or shall we say, specialist or adverse mortgage, then you’ve come to the right place.

Specialist mortgages are available to those who need an alternative solution or perhaps unable to meet the usual lending criteria that regular mortgage lenders set. This is when a mortgage adviser like ourselves can be instrumental. We have access to the whole of market and depending upon your criteria, we will know which lender to approach! 

Get in touch

FAQ’s

For example, you might be self-employed, a limited company director, a sole trader, contractor. There are many self-employed mortgages available. If you’re perhaps mid-way through an IVA, or you’ve been bankrupt, then again, we may be able to help. You don’t have to be a ‘specialist’ in any particular subject to require a ‘specialist’ mortgage. More so that your circumstances are a little different.  

Always have at the forefront of your mind that lenders are not permitted to discriminate no matter what the circumstance.  As with all types of specialist mortgage – such as low credit scores or if you’ve missed payments on your credit card, etc., generally speaking, a mortgage can be found, but the terms will likely be different to the standard terms. The LTV (loan to value) ratio may be different too. All they want and need to know is that you’re able to fulfil your obligations and pay your repayments. 

Let us help and make your life a little easier

We are mums; we understand the perils of daily life. Running a home, the kids, the family. So let us help you out a little with yours. we’d be delighted to work with you and help you achieve your dream home, your protection and save money on your utilities, all in one place. Just give us a call or drop us a line.

Contact us

Your home maybe repossessed if you do not keep up repayments on your mortgage

Navigation

Home About Mortgages Protection Contact

Connect

© Copyright 2022. Content created by SAM Marketing

A mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage payments.

Holme Mortgages is a trading style of Supreme Financial Solutions Ltd. Supreme Financial Solutions Ltd is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited, which is authorised and regulated by the Financial Conduct Authority. FCA Number 945862. Registered office: 101 Lockhurst Lane, Coventry, West Midlands, CV6 5SF. Registered in England and Wales No:13181682.

If you wish to register a complaint, please write to Supreme Financial Solutions Ltd. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 234567.

The information on this website is for use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.

Approved by The Openwork Partnership on 15/09/2025.

Privacy Policy